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Natural hazards · Highland Park

Highland Park, MI natural hazards

Most of the natural-hazard damage FEMA expects in Highland Park comes from inland flooding, and overall the risk is very low for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Highland Park?

7
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Highland Park to be higher than in 7% of U.S. communities, mostly from inland flooding.

Inland flooding56%Cold waves14%Tornadoes13%Heat waves7%Everything else10%
By hazard

What Highland Park faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

56% of expected damage
Well below average · higher than 20% of U.S. places
Recorded about 3 times a year in the area

Cold waves

14% of expected damage
Below average · higher than 32% of U.S. places
Recorded about 3 times a year in the area

Tornadoes

13% of expected damage
Above average · higher than 57% of U.S. places

Heat waves

7% of expected damage
Below average · higher than 36% of U.S. places
Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingWildfireDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Highland Park flood?

FEMA's records show no paid flood insurance claims in Highland Park.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Highland Park isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Wayne County.
Disasters that hit Highland Park

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Highland Park itself: aid to households, or repair grants to the City of Highland Park.

Brought FEMA money into Highland ParkDeclared for Wayne County only
2023

Severe Storms, Tornadoes, and Flooding

1,968 households applied for aid $5.3M aid approved
2021

Severe Storms, Flooding, and Tornadoes

1,460 households applied for aid $3.1M aid approved
2014

Severe Storms and Flooding

2,463 households applied for aid $3.2M aid approved $133K to the City of Highland Park for repairs
2004

Severe Storms, Tornadoes, and Flooding

817 households applied for aid $244K aid approved
1999

Mi - Severe Weather 1/2 /99

$23K to the City of Highland Park for repairs
Wayne County has had 14 natural disasters declared since 1953, most often severe storms and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Highland Park covers 7 census tracts, combined by population.
Money that reached townFlood claims are matched to Highland Park’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Highland Park. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Highland Park total about $2.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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