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Natural hazards · Hastings

Hastings, MI natural hazards

Most of the natural-hazard damage FEMA expects in Hastings comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 12 claims here since 1979. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Hastings?

22
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hastings to be higher than in 22% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding55%Tornadoes20%Cold waves8%Strong wind8%Everything else8%
By hazard

What Hastings faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

55% of expected damage
Below average · higher than 30% of U.S. places
Recorded about once every 2 years in the area

Tornadoes

20% of expected damage
Well above average · higher than 82% of U.S. places

Cold waves

8% of expected damage
Below average · higher than 45% of U.S. places
Recorded about 2 times a year in the area

Strong wind

8% of expected damage
Well above average · higher than 93% of U.S. places
Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Hastings flood?

Every paid claim on a federal flood insurance policy in Hastings, from FEMA’s records.

12paid claims since 1979
$32Kpaid to owners
0homes flooded more than once
19792026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Hastings isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Barry County.

What’s been done with FEMA grants

1flood-prone properties bought out and cleared
Disasters that hit Hastings

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Hastings itself: aid to households, or repair grants to the City of Hastings.

Brought FEMA money into HastingsDeclared for Barry County only
2026

Severe Storms, Tornadoes, and Flooding

7 households applied for aid $53K aid approved
2008

Severe Storms, Tornadoes, and Flooding

$4K to the City of Hastings for repairs
2004

Severe Storms, Tornadoes, and Flooding

62 households applied for aid $103K aid approved
2000

Snow

$11K to the City of Hastings for repairs
1999

Mi - Severe Weather 1/2 /99

$10K to the City of Hastings for repairs
Barry County has had 12 natural disasters declared since 1953, most often winter storms and floods.
Around Hastings

Hastings and the towns around it

Rutland: Very low, mostly inland floodingHastings: Low, mostly inland floodingHope: Very low, mostly inland floodingYankee Springs: Low, mostly inland floodingIrving: Low, mostly inland floodingBaltimore: Low, mostly inland floodingCastleton: Moderate, mostly inland floodingCarlton: Low, mostly inland floodingHastings: Low, mostly inland flooding HastingsRutlandHastings
Very lowLowModerateHighVery high
Hastingsmostly inland floodingLow
Hastingsmostly inland floodingLow
Rutlandmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hastings is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Hastings’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Hastings. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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