Natural hazards · Harrietta

Harrietta, MI natural hazards

Most of the natural-hazard damage FEMA expects in Harrietta comes from inland flooding, and overall the risk is very low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Harrietta?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Harrietta to be higher than in 8% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding57%Cold waves23%Winter weather5%Everything else15%

By hazard

What Harrietta faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

57% of expected damage

Below average · higher than 27% of U.S. places

Recorded about once every 3 years in the area

Cold waves

23% of expected damage

Below average · higher than 31% of U.S. places

Recorded about once a year in the area

Winter weather

5% of expected damage

Above average · higher than 58% of U.S. places

Recorded about 27 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Harrietta flood?

FEMA's records show no paid flood insurance claims in Harrietta.

of all homes
are insured

No community discount. Harrietta isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Wexford County.

Disasters that hit Harrietta

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Harrietta itself: aid to households, or repair grants to the Village of Harrietta.

Brought FEMA money into HarriettaDeclared for Wexford County only

2026

Severe Storms, Tornadoes, and Flooding

2 households applied for aid $27K aid approved

2008

Severe Storms, Tornadoes, and Flooding

$2K to the Village of Harrietta for repairs

Wexford County has had 5 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Harrietta is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Harrietta’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Harrietta. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Harrietta, MI natural hazards

How exposed is Harrietta?

What Harrietta faces

Inland flooding

Cold waves

Winter weather

Lower here

Not a risk here

Does Harrietta flood?

2 federal disasters brought FEMA money here

Severe Storms, Tornadoes, and Flooding

Severe Storms, Tornadoes, and Flooding

How to read this page

Where to, neighbor?

Matches

Nearby