Natural hazards · Haight

Haight, MI natural hazards

Most of the natural-hazard damage FEMA expects in Haight comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Haight?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Haight to be higher than in 23% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding57%Cold waves28%Everything else16%

By hazard

What Haight faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

57% of expected damage

Above average · higher than 51% of U.S. places

Recorded about once every 4 years in the area

Cold waves

28% of expected damage

Above average · higher than 58% of U.S. places

Recorded about 4 times a year in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

HurricanesEarthquakesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Haight flood?

FEMA's records show no paid flood insurance claims in Haight.

of all homes
are insured

No community discount. Haight isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Ontonagon County.

Disasters that hit Haight

Federal disasters declared here

None of the disasters declared for Ontonagon County shows FEMA aid or repair money reaching Haight itself in FEMA’s records.

Brought FEMA money into HaightDeclared for Ontonagon County only

Ontonagon County has had 6 natural disasters declared since 1953, most often floods and hurricanes.

Around Haight

Haight and the towns around it

Very lowLowModerateHighVery high

Haightmostly inland floodingLow

Interiormostly inland floodingLow

McMillanmostly inland floodingLow

Stannardmostly inland floodingLow

Mareniscomostly inland floodingVery low

Watersmeetmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Haight is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Haight’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Haight. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.