Natural hazards · Greenwood

Greenwood, MI natural hazards

Most of the natural-hazard damage FEMA expects in Greenwood comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 5 claims here since 1979.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Greenwood?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Greenwood to be higher than in 18% of U.S. communities, mostly from inland flooding and strong winds.

Inland flooding39%Strong wind22%Cold waves16%Tornadoes12%Everything else12%

By hazard

What Greenwood faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

39% of expected damage

Below average · higher than 25% of U.S. places

Recorded about once every 4 years in the area

Strong wind

22% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 2 times a year in the area

Cold waves

16% of expected damage

Below average · higher than 45% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

12% of expected damage

Above average · higher than 64% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Greenwood flood?

Every paid claim on a federal flood insurance policy in Greenwood, from FEMA’s records.

5paid claims since 1979

$357Kpaid to owners

0homes flooded more than once

19792026

Biggest named events

2026-04-Flooding: 2 claims, $354K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Greenwood isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Clare County.

Disasters that hit Greenwood

Federal disasters declared here

None of the disasters declared for Clare County shows FEMA aid or repair money reaching Greenwood itself in FEMA’s records.

Brought FEMA money into GreenwoodDeclared for Clare County only

Clare County has had 7 natural disasters declared since 1953, most often winter storms and floods.

Around Greenwood

Greenwood and the towns around it

Very lowLowModerateHighVery high

Summerfieldmostly inland floodingModerate

Greenwoodmostly inland floodingVery low

Lincolnmostly inland floodingVery low

Reddingmostly inland floodingVery low

Hayesmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Greenwood is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Greenwood’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Greenwood. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.