Housing in Golden

A typical Golden home is worth roughly $265,000

Typical home value

$265K

MI $266K

Estimate

2-bedroom rent

$1,030

a month, utilities in · HUD

Median tax bill

$2,391

MI $2,904

What kind of housing town is Golden?

Read from the numbers below. The page puts what stands out first.

A second-home town62% of homes are seasonal or vacation homes.A town of owners92% of households own their home.

★ What stands out · The homes

92% of Golden households own their home

Half of Golden’s homes were built before 1982.

Owners and renters

Own 92%Rent 8%

Michigan: 73% own.

1982

typical home built · MI 1972

$2,391

median property tax bill · MI $2,904

0.90%

of a home’s value, a year in tax · MI 1.25%

62%

of homes are seasonal or vacation homes

U.S. Census Bureau, American Community Survey 2020-2024.

Affordability

A typical home costs 3.9 years of income

About the same as across Michigan. Try your own numbers below.

You could afford about

$261,000

Typical Golden home $265K

That’s $4K short of a typical Golden home.

The typical home, each month

$1,590

Loan $1,310Tax $200Insurance $80

A two-bedroom rents for about $1,030 a month here, $560 less than owning.

Where your budget reaches nearby

Hart$214K Benona$249K Pentwater$403K Shelby$247K

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Golden’s typical property tax (0.90% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Renting

A two-bedroom rents for about $1,030

Renters already here pay a median of $1,033.

Fair Market Rent a month, utilities included

Studio$730

1 bedroom$790

2 bedrooms$1,030

3 bedrooms$1,270

4 bedrooms$1,650

of households rent · MI 27%

renter households

62%

of renters spend 30%+ of income on rent · MI 50%

18%

of the median income, for a two-bedroom

$1,033

median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Oceana County, MI): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

Next door

Golden vs. its neighbors

Golden is the 2nd priciest of 5 neighboring towns. Tap one to see its housing page.

Pentwater$403K Golden$265K Benona$249K Shelby$247K Hart$214K

Compare more

Town	Typical value	1-yr change	2-bed rent	Median income
Golden	$265K*	—	$1,030	$67,426
Hart	$214K	+8.3%	$980	$59,821
Benona	$249K*	+9.8%†	$970	$77,632
Pentwater	$403K	+5.4%	$970	$87,708
Shelby	$247K	+8.9%	$970	$67,736

Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.

Neighbors talk housing

What Golden buyers, sellers and renters are saying.

Town Square →

Weigh in

Is Golden still affordable for young families?

Your answer becomes a post in Town Square.

Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.