Natural hazards · Genesee

Genesee, MI natural hazards

Most of the natural-hazard damage FEMA expects in Genesee comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 15 claims here since 1981. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Genesee?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Genesee to be higher than in 28% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding41%Tornadoes27%Cold waves22%Everything else10%

By hazard

What Genesee faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

41% of expected damage

Below average · higher than 41% of U.S. places

Recorded about once a year in the area

Tornadoes

27% of expected damage

Well above average · higher than 87% of U.S. places

Cold waves

22% of expected damage

Above average · higher than 54% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Genesee flood?

Every paid claim on a federal flood insurance policy in Genesee, from FEMA’s records.

15paid claims since 1981

$297Kpaid to owners

2homes flooded more than once

19812026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Genesee isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Genesee County.

Disasters that hit Genesee

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Genesee itself: aid to households, or repair grants to the Township of Genesee.

Brought FEMA money into GeneseeDeclared for Genesee County only

2004

Severe Storms, Tornadoes, and Flooding

1 household applied for aid

2000

Snow

$2K to the Township of Genesee for repairs

Genesee County has had 9 natural disasters declared since 1953, most often severe storms and floods.

Around Genesee

Genesee and the towns around it

Very lowLowModerateHighVery high

Richfieldmostly inland floodingLow

Flintmostly inland floodingLow

Thetfordmostly inland floodingLow

Burtonmostly inland floodingLow

Geneseemostly inland floodingLow

Mount Morrismostly inland floodingLow

Mount Morrismostly tornadoesVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Genesee covers 9 census tracts, combined by population.

Money that reached townFlood claims are matched to Genesee’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Genesee. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Genesee total about $4.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.