Natural hazards · Fremont

Fremont, MI natural hazards

Most of the natural-hazard damage FEMA expects in Fremont comes from inland flooding, and overall the risk is very low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fremont?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fremont to be higher than in 3% of U.S. communities, mostly from inland flooding and strong winds.

Inland flooding54%Strong wind18%Tornadoes9%Cold waves8%Winter weather6%Everything else6%

By hazard

What Fremont faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

54% of expected damage

Well below average · higher than 9% of U.S. places

Recorded about once every 2 years in the area

Strong wind

18% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

9% of expected damage

Below average · higher than 48% of U.S. places

Cold waves

8% of expected damage

Below average · higher than 35% of U.S. places

Recorded about once a year in the area

Winter weather

6% of expected damage

Above average · higher than 61% of U.S. places

Recorded about 25 times a year in the area

Lower here

HurricanesHailIce stormsHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fremont flood?

FEMA's records show no paid flood insurance claims in Fremont.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Fremont isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Newaygo County.

Disasters that hit Fremont

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Fremont itself: aid to households, or repair grants to the City of Fremont.

Brought FEMA money into FremontDeclared for Newaygo County only

2026

Severe Storms, Tornadoes, and Flooding

9 households applied for aid $51K aid approved

1999

Mi - Severe Weather 1/2 /99

$7K to the City of Fremont for repairs

Newaygo County has had 11 natural disasters declared since 1953, most often floods and severe storms.

Around Fremont

Fremont and the towns around it

Very lowLowModerateHighVery high

Sheridanmostly inland floodingLow

Daytonmostly inland floodingLow

Fremontmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fremont covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Fremont’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Fremont. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Fremont total about $1.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.