Natural hazards · Freeport

Freeport, MI natural hazards

Most of the natural-hazard damage FEMA expects in Freeport comes from inland flooding, and overall the risk is low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Freeport?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Freeport to be higher than in 29% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding61%Tornadoes18%Strong wind8%Cold waves7%Everything else7%

By hazard

What Freeport faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

61% of expected damage

Below average · higher than 43% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

18% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 35 years in the area

Strong wind

8% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 3 times a year in the area

Cold waves

7% of expected damage

Below average · higher than 45% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Freeport flood?

FEMA's records show no paid flood insurance claims in Freeport.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Freeport isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Barry County.

Disasters that hit Freeport

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Freeport itself: aid to households, or repair grants to the Village of Freeport.

Brought FEMA money into FreeportDeclared for Barry County only

2004

Severe Storms, Tornadoes, and Flooding

2 households applied for aid $4K aid approved

1999

Mi - Severe Weather 1/2 /99

$3K to the Village of Freeport for repairs

Barry County has had 12 natural disasters declared since 1953, most often winter storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Freeport is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Freeport’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Freeport. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.