Natural hazards · Foster

Foster, MI natural hazards

Most of the natural-hazard damage FEMA expects in Foster comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Foster?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Foster to be higher than in 24% of U.S. communities, mostly from inland flooding and hail.

Inland flooding44%Hail19%Cold waves12%Strong wind9%Tornadoes7%Everything else9%

By hazard

What Foster faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

44% of expected damage

Below average · higher than 25% of U.S. places

Recorded about once every 7 years in the area

Hail

19% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 2 times a year in the area

Cold waves

12% of expected damage

Below average · higher than 46% of U.S. places

Recorded about 2 times a year in the area

Strong wind

9% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

7% of expected damage

Below average · higher than 49% of U.S. places

Recorded about once every 25 years in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Foster flood?

FEMA's records show no paid flood insurance claims in Foster.

Disasters that hit Foster

Federal disasters declared here

None of the disasters declared for Ogemaw County shows FEMA aid or repair money reaching Foster itself in FEMA’s records.

Brought FEMA money into FosterDeclared for Ogemaw County only

Ogemaw County has had 5 natural disasters declared since 1953, most often winter storms and floods.

Around Foster

Foster and the towns around it

Very lowLowModerateHighVery high

Au Sablemostly inland floodingModerate

Richfieldmostly inland floodingModerate

Fostermostly inland floodingLow

Klackingmostly inland floodingLow

Ogemawmostly inland floodingLow

Rosemostly inland floodingLow

Big Creekmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Foster covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Foster’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Foster. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Foster total about $1.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.