Natural hazards · Forest Home

Forest Home, MI natural hazards

Most of the natural-hazard damage FEMA expects in Forest Home comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Forest Home?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Forest Home to be higher than in 27% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding61%Cold waves29%Everything else9%

By hazard

What Forest Home faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

61% of expected damage

Above average · higher than 58% of U.S. places

Recorded about once every 14 years in the area

Cold waves

29% of expected damage

Below average · higher than 26% of U.S. places

Recorded about once a year in the area

Lower here

Coastal floodingHurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Forest Home flood?

FEMA's records show no paid flood insurance claims in Forest Home.

of all homes
are insured

No community discount. Forest Home isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Antrim County.

Disasters that hit Forest Home

Federal disasters declared here

None of the disasters declared for Antrim County shows FEMA aid or repair money reaching Forest Home itself in FEMA’s records.

Brought FEMA money into Forest HomeDeclared for Antrim County only

Antrim County has had 5 natural disasters declared since 1953, most often floods and ice storms.

Around Forest Home

Forest Home and the towns around it

Very lowLowModerateHighVery high

Miltonmostly inland floodingLow

Forest Homemostly inland floodingLow

Central Lakemostly inland floodingLow

Kearneymostly inland floodingLow

Bellairemostly inland floodingLow

Helenamostly inland floodingVery low

Torch Lakemostly inland floodingVery low

Custermostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Forest Home is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Forest Home’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Forest Home. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.