Natural hazards · Fife Lake

Fife Lake, MI natural hazards

Most of the natural-hazard damage FEMA expects in Fife Lake comes from cold waves, and overall the risk is very low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fife Lake?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fife Lake to be higher than in 5% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves57%Inland flooding26%Everything else17%

By hazard

What Fife Lake faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

57% of expected damage

Well below average · higher than 21% of U.S. places

Recorded about once a year in the area

Inland flooding

26% of expected damage

Well below average · higher than 16% of U.S. places

Recorded about once every 2 years in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fife Lake flood?

FEMA's records show no paid flood insurance claims in Fife Lake.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Fife Lake isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Grand Traverse County.

Disasters that hit Fife Lake

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Fife Lake itself: aid to households, or repair grants to the Village of Fife Lake.

Brought FEMA money into Fife LakeDeclared for Grand Traverse County only

2026

Severe Storms, Tornadoes, and Flooding

13 households applied for aid $92K aid approved

Grand Traverse County has had 4 natural disasters declared since 1953, most often floods and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fife Lake is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Fife Lake’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Fife Lake. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.