Natural hazards · Fennville

Fennville, MI natural hazards

Most of the natural-hazard damage FEMA expects in Fennville comes from inland flooding, and overall the risk is low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fennville?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fennville to be higher than in 26% of U.S. communities, mostly from inland flooding.

Inland flooding71%Tornadoes10%Strong wind6%Cold waves5%Everything else8%

By hazard

What Fennville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

71% of expected damage

Below average · higher than 48% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

10% of expected damage

Above average · higher than 59% of U.S. places

Recorded about once every 79 years in the area

Strong wind

6% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about 2 times a year in the area

Cold waves

5% of expected damage

Below average · higher than 42% of U.S. places

Recorded about once a year in the area

Lower here

Coastal floodingHurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fennville flood?

FEMA's records show no paid flood insurance claims in Fennville.

of all homes
are insured

No community discount. Fennville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Allegan County.

Disasters that hit Fennville

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Fennville itself: aid to households, or repair grants to the City of Fennville.

Brought FEMA money into FennvilleDeclared for Allegan County only

2026

Severe Storms, Tornadoes, and Flooding

1 household applied for aid $300 aid approved

Allegan County has had 14 natural disasters declared since 1953, most often floods and winter storms.

Around Fennville

Fennville and the towns around it

Very lowLowModerateHighVery high

Fennvillemostly inland floodingLow

Manliusmostly inland floodingLow

Clydemostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fennville is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Fennville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Fennville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.