Natural hazards · Farmington

Farmington, MI natural hazards

Most of the natural-hazard damage FEMA expects in Farmington comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 15 claims here since 1979. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Farmington?

15
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Farmington to be higher than in 15% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding39%Tornadoes32%Cold waves18%Everything else11%
By hazard

What Farmington faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

39% of expected damage
Well below average · higher than 21% of U.S. places
Recorded about once a year in the area

Tornadoes

32% of expected damage
Well above average · higher than 89% of U.S. places

Cold waves

18% of expected damage
Above average · higher than 52% of U.S. places
Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Farmington flood?

Every paid claim on a federal flood insurance policy in Farmington, from FEMA’s records.

15paid claims since 1979
$69Kpaid to owners
0homes flooded more than once
19792026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Farmington isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Oakland County.
Disasters that hit Farmington

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Farmington itself: aid to households, or repair grants to the City of Farmington.

Brought FEMA money into FarmingtonDeclared for Oakland County only
2023

Severe Storms, Tornadoes, and Flooding

114 households applied for aid $225K aid approved
2021

Severe Storms, Flooding, and Tornadoes

80 households applied for aid $50K aid approved
2014

Severe Storms and Flooding

16 households applied for aid $10K aid approved
2004

Severe Storms, Tornadoes, and Flooding

13 households applied for aid $9K aid approved
2000

Snow

$5K to the City of Farmington for repairs
1999

Mi - Severe Weather 1/2 /99

$11K to the City of Farmington for repairs
Oakland County has had 12 natural disasters declared since 1953, most often severe storms and floods.
Around Farmington

Farmington and the towns around it

Farmington Hills: Very low, mostly inland floodingWest Bloomfield: Very low, mostly inland floodingNovi: Very low, mostly inland floodingSouthfield: Very low, mostly inland floodingLivonia: Very low, mostly inland floodingBloomfield: Very low, mostly inland floodingFarmington: Very low, mostly inland flooding FarmingtonFarmington Hills
Very lowLowModerateHighVery high
Farmington Hillsmostly inland floodingVery low
Farmingtonmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Farmington covers 3 census tracts, combined by population.
Money that reached townFlood claims are matched to Farmington’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Farmington. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Farmington total about $2.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

We left the porch light on

Where to, neighbor?

You’re in Farmington, MIView boundary

Nearby

All towns & citiesExplore the map
Loading boundary…

Farmington is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01