Natural hazards · Fabius

Fabius, MI natural hazards

Most of the natural-hazard damage FEMA expects in Fabius comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 2 claims here since 2008.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fabius?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fabius to be higher than in 17% of U.S. communities, mostly from inland flooding.

Inland flooding57%Tornadoes11%Cold waves9%Strong wind8%Hail8%Everything else8%

By hazard

What Fabius faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

57% of expected damage

Below average · higher than 31% of U.S. places

Recorded about once every 7 years in the area

Tornadoes

11% of expected damage

Above average · higher than 58% of U.S. places

Cold waves

9% of expected damage

Below average · higher than 48% of U.S. places

Recorded about 3 times a year in the area

Strong wind

8% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about 5 times a year in the area

Hail

8% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fabius flood?

Every paid claim on a federal flood insurance policy in Fabius, from FEMA’s records.

2paid claims since 2008

$9Kpaid to owners

0homes flooded more than once

20082026

Biggest named events

Hurricane Ike: 1 claim, $7K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Fabius isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: St. Joseph County.

Disasters that hit Fabius

Federal disasters declared here

None of the disasters declared for St. Joseph County shows FEMA aid or repair money reaching Fabius itself in FEMA’s records.

Brought FEMA money into FabiusDeclared for St. Joseph County only

St. Joseph County has had 6 natural disasters declared since 1953, most often winter storms and hurricanes.

Around Fabius

Fabius and the towns around it

Very lowLowModerateHighVery high

Three Riversmostly inland floodingModerate

Constantinemostly inland floodingModerate

Flowerfieldmostly inland floodingModerate

Lockportmostly inland floodingLow

Fabiusmostly inland floodingVery low

Newbergmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fabius covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Fabius’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Fabius. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Fabius total about $1.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.