Natural hazards · Evergreen

Evergreen, MI natural hazards

Most of the natural-hazard damage FEMA expects in Evergreen comes from cold waves, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Evergreen?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Evergreen to be higher than in 53% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves47%Inland flooding40%Tornadoes6%Everything else8%

By hazard

What Evergreen faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

47% of expected damage

Above average · higher than 59% of U.S. places

Recorded about 3 times a year in the area

Inland flooding

40% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about once every 3 years in the area

Tornadoes

6% of expected damage

Above average · higher than 60% of U.S. places

Recorded about once every 28 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Evergreen flood?

FEMA's records show no paid flood insurance claims in Evergreen.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Evergreen isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Sanilac County.

Disasters that hit Evergreen

Federal disasters declared here

None of the disasters declared for Sanilac County shows FEMA aid or repair money reaching Evergreen itself in FEMA’s records.

Brought FEMA money into EvergreenDeclared for Sanilac County only

Sanilac County has had 10 natural disasters declared since 1953, most often severe storms and winter storms.

Around Evergreen

Evergreen and the towns around it

Very lowLowModerateHighVery high

Novestamostly inland floodingHigh

Evergreenmostly cold wavesModerate

Argylemostly cold wavesModerate

Lamottemostly cold wavesModerate

Greenleafmostly cold wavesLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Evergreen is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Evergreen’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Evergreen. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.