Natural hazards · Evart

Evart, MI natural hazards

Most of the natural-hazard damage FEMA expects in Evart comes from inland flooding, and overall the risk is low for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Evart?

22
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Evart to be higher than in 22% of U.S. communities, mostly from inland flooding.

Inland flooding53%Strong wind15%Cold waves13%Tornadoes9%Everything else11%
By hazard

What Evart faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

53% of expected damage
Below average · higher than 32% of U.S. places
Recorded about once every 3 years in the area

Strong wind

15% of expected damage
Well above average · higher than 98% of U.S. places
Recorded about 2 times a year in the area

Cold waves

13% of expected damage
Below average · higher than 41% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

9% of expected damage
Above average · higher than 59% of U.S. places
Recorded about once every 66 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Evart flood?

FEMA's records show no paid flood insurance claims in Evart.

of all homes
are insured
No community discount. Evart isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Osceola County.
Disasters that hit Evart

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Evart itself: aid to households, or repair grants to the City of Evart.

Brought FEMA money into EvartDeclared for Osceola County only
2026

Severe Storms, Tornadoes, and Flooding

41 households applied for aid $548K aid approved $15K to the City of Evart for repairs
2008

Severe Storms, Tornadoes, and Flooding

$11K to the City of Evart for repairs
1999

Mi - Severe Weather 1/2 /99

$3K to the City of Evart for repairs
Osceola County has had 12 natural disasters declared since 1953, most often floods and winter storms.
Around Evart

Evart and the towns around it

Evart: Moderate, mostly inland floodingOsceola: Low, mostly inland floodingChippewa: High, mostly inland floodingOrient: Moderate, mostly inland floodingHersey: High, mostly inland floodingSylvan: Moderate, mostly inland floodingHartwick: Low, mostly inland floodingCedar: Low, mostly inland floodingEvart: Low, mostly inland flooding EvartEvartOsceola
Very lowLowModerateHighVery high
Evartmostly inland floodingModerate
Evartmostly inland floodingLow
Osceolamostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Evart is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Evart’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Evart. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01