Natural hazards · Emmett

Emmett, MI natural hazards

Most of the natural-hazard damage FEMA expects in Emmett comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 7 claims here since 1998.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Emmett?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Emmett to be higher than in 34% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding52%Tornadoes19%Strong wind12%Cold waves8%Everything else10%

By hazard

What Emmett faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

52% of expected damage

Below average · higher than 42% of U.S. places

Recorded about once every 3 years in the area

Tornadoes

19% of expected damage

Well above average · higher than 86% of U.S. places

Strong wind

12% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 5 times a year in the area

Cold waves

8% of expected damage

Above average · higher than 50% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Emmett flood?

Every paid claim on a federal flood insurance policy in Emmett, from FEMA’s records.

7paid claims since 1998

$66Kpaid to owners

2homes flooded more than once

19982026

Biggest named events

Hurricane Ike: 2 claims, $13K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Emmett isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Calhoun County.

Disasters that hit Emmett

Federal disasters declared here

None of the disasters declared for Calhoun County shows FEMA aid or repair money reaching Emmett itself in FEMA’s records.

Brought FEMA money into EmmettDeclared for Calhoun County only

Calhoun County has had 6 natural disasters declared since 1953, most often winter storms and floods.

Around Emmett

Emmett and the towns around it

Very lowLowModerateHighVery high

Pennfieldmostly inland floodingModerate

Emmettmostly inland floodingLow

Marshallmostly inland floodingLow

Battle Creekmostly inland floodingLow

Newtonmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Emmett covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Emmett’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Emmett. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Emmett total about $2.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.