Natural hazards · Detour

Detour, MI natural hazards

Most of the natural-hazard damage FEMA expects in Detour comes from inland flooding, and overall the risk is very low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Detour?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Detour to be higher than in 2% of U.S. communities, mostly from inland flooding.

Inland flooding84%Cold waves9%Everything else7%

By hazard

What Detour faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

84% of expected damage

Well below average · higher than 12% of U.S. places

Recorded about once every 5 years in the area

Cold waves

9% of expected damage

Above average · higher than 51% of U.S. places

Recorded about 2 times a year in the area

Lower here

Coastal floodingHurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Detour flood?

FEMA's records show no paid flood insurance claims in Detour.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Detour isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Chippewa County.

Disasters that hit Detour

Federal disasters declared here

None of the disasters declared for Chippewa County shows FEMA aid or repair money reaching Detour itself in FEMA’s records.

Brought FEMA money into DetourDeclared for Chippewa County only

Chippewa County has had 5 natural disasters declared since 1953, most often winter storms and hurricanes.

Around Detour

Detour and the towns around it

Very lowLowModerateHighVery high

Rabermostly inland floodingVery low

Detourmostly inland floodingVery low

Drummondmostly inland floodingVery low

Clarkmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Detour is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Detour’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Detour. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.