Natural hazards · Delhi

Delhi, MI natural hazards

Most of the natural-hazard damage FEMA expects in Delhi comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 10 claims here since 1993.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Delhi?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Delhi to be higher than in 36% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding49%Tornadoes23%Cold waves11%Strong wind9%Everything else8%

By hazard

What Delhi faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage

Below average · higher than 44% of U.S. places

Recorded about once every 3 years in the area

Tornadoes

23% of expected damage

Well above average · higher than 91% of U.S. places

Cold waves

11% of expected damage

Above average · higher than 50% of U.S. places

Recorded about 2 times a year in the area

Strong wind

9% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 6 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Delhi flood?

Every paid claim on a federal flood insurance policy in Delhi, from FEMA’s records.

10paid claims since 1993

$33Kpaid to owners

0homes flooded more than once

19932026

Biggest named events

Hurricane Ike: 1 claim, $7K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Delhi isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Ingham County.

Disasters that hit Delhi

Federal disasters declared here

None of the disasters declared for Ingham County shows FEMA aid or repair money reaching Delhi itself in FEMA’s records.

Brought FEMA money into DelhiDeclared for Ingham County only

Ingham County has had 8 natural disasters declared since 1953, most often winter storms and floods.

Around Delhi

Delhi and the towns around it

Very lowLowModerateHighVery high

Windsormostly inland floodingModerate

Lansingmostly inland floodingLow

Delhimostly inland floodingLow

Aureliusmostly inland floodingLow

Alaiedonmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Delhi covers 6 census tracts, combined by population.

Money that reached townFlood claims are matched to Delhi’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Delhi. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Delhi total about $6.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.