Natural hazards · Davison

Davison, MI natural hazards

Most of the natural-hazard damage FEMA expects in Davison comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 7 claims here since 1985. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Davison?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Davison to be higher than in 37% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding47%Tornadoes25%Cold waves20%Everything else9%

By hazard

What Davison faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

47% of expected damage

Above average · higher than 54% of U.S. places

Recorded about once a year in the area

Tornadoes

25% of expected damage

Well above average · higher than 88% of U.S. places

Cold waves

20% of expected damage

Above average · higher than 54% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Davison flood?

Every paid claim on a federal flood insurance policy in Davison, from FEMA’s records.

7paid claims since 1985

$69Kpaid to owners

1homes flooded more than once

19852026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Davison isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Genesee County.

Disasters that hit Davison

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Davison itself: aid to households, or repair grants to the Township of Davison.

Brought FEMA money into DavisonDeclared for Genesee County only

2000

Snow

$824 to the Township of Davison for repairs

Genesee County has had 9 natural disasters declared since 1953, most often severe storms and floods.

Around Davison

Davison and the towns around it

Very lowLowModerateHighVery high

Davisonmostly inland floodingLow

Richfieldmostly inland floodingLow

Elbamostly inland floodingLow

Burtonmostly inland floodingLow

Atlasmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Davison covers 6 census tracts, combined by population.

Money that reached townFlood claims are matched to Davison’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Davison. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Davison total about $5.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.