Natural hazards · Danby

Danby, MI natural hazards

Most of the natural-hazard damage FEMA expects in Danby comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 3 claims here since 2004.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Danby?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Danby to be higher than in 59% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding61%Tornadoes17%Strong wind10%Cold waves7%Everything else6%

By hazard

What Danby faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

61% of expected damage

Above average · higher than 73% of U.S. places

Recorded about once every 3 years in the area

Tornadoes

17% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once every 54 years in the area

Strong wind

10% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 4 times a year in the area

Cold waves

7% of expected damage

Below average · higher than 47% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Danby flood?

Every paid claim on a federal flood insurance policy in Danby, from FEMA’s records.

3paid claims since 2004

$8Kpaid to owners

0homes flooded more than once

20042026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Danby isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Ionia County.

Disasters that hit Danby

Federal disasters declared here

None of the disasters declared for Ionia County shows FEMA aid or repair money reaching Danby itself in FEMA’s records.

Brought FEMA money into DanbyDeclared for Ionia County only

Ionia County has had 14 natural disasters declared since 1953, most often winter storms and floods.

Around Danby

Danby and the towns around it

Very lowLowModerateHighVery high

Danbymostly inland floodingModerate

Portlandmostly inland floodingModerate

Eaglemostly inland floodingLow

Roxandmostly inland floodingLow

Sebewamostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Danby covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Danby’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Danby. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Danby total about $2.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.