Natural hazards · Dafter

Dafter, MI natural hazards

Most of the natural-hazard damage FEMA expects in Dafter comes from inland flooding, and overall the risk is very low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Dafter?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Dafter to be higher than in 3% of U.S. communities, mostly from inland flooding.

Inland flooding77%Cold waves15%Everything else8%

By hazard

What Dafter faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

77% of expected damage

Well below average · higher than 18% of U.S. places

Recorded about once every 5 years in the area

Cold waves

15% of expected damage

Above average · higher than 51% of U.S. places

Recorded about 2 times a year in the area

Lower here

Coastal floodingHurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Dafter flood?

FEMA's records show no paid flood insurance claims in Dafter.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Dafter isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Chippewa County.

Disasters that hit Dafter

Federal disasters declared here

None of the disasters declared for Chippewa County shows FEMA aid or repair money reaching Dafter itself in FEMA’s records.

Brought FEMA money into DafterDeclared for Chippewa County only

Chippewa County has had 5 natural disasters declared since 1953, most often winter storms and hurricanes.

Around Dafter

Dafter and the towns around it

Very lowLowModerateHighVery high

Soomostly inland floodingVery low

Brucemostly inland floodingVery low

Superiormostly inland floodingVery low

Daftermostly inland floodingVery low

Kinrossmostly cold wavesVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Dafter covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Dafter’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Dafter. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Dafter total about $672K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.