Natural hazards · Coopersville

Coopersville, MI natural hazards

Most of the natural-hazard damage FEMA expects in Coopersville comes from inland flooding, and overall the risk is low for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Coopersville?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Coopersville to be higher than in 28% of U.S. communities, mostly from inland flooding.

Inland flooding71%Tornadoes11%Strong wind8%Everything else10%

By hazard

What Coopersville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

71% of expected damage

Above average · higher than 52% of U.S. places

Recorded about once a year in the area

Tornadoes

11% of expected damage

Above average · higher than 56% of U.S. places

Strong wind

8% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Coopersville flood?

FEMA's records show no paid flood insurance claims in Coopersville.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Coopersville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Ottawa County.

What’s been done with FEMA grants

1flood-prone properties bought out and cleared

Disasters that hit Coopersville

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Coopersville itself: aid to households, or repair grants to the City of Coopersville.

Brought FEMA money into CoopersvilleDeclared for Ottawa County only

2004

Severe Storms, Tornadoes, and Flooding

3 households applied for aid $6K aid approved

2000

Snow

$3K to the City of Coopersville for repairs

1999

Mi - Severe Weather 1/2 /99

$6K to the City of Coopersville for repairs

Ottawa County has had 14 natural disasters declared since 1953, most often floods and severe storms.

Around Coopersville

Coopersville and the towns around it

Very lowLowModerateHighVery high

Polktonmostly inland floodingModerate

Coopersvillemostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Coopersville covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Coopersville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Coopersville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Coopersville total about $1.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.