Natural hazards · Clinton

Clinton, MI natural hazards

Most of the natural-hazard damage FEMA expects in Clinton comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 1982. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Clinton?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Clinton to be higher than in 30% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding50%Tornadoes17%Cold waves15%Strong wind7%Everything else10%

By hazard

What Clinton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

50% of expected damage

Below average · higher than 40% of U.S. places

Recorded about once a year in the area

Tornadoes

17% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once every 96 years in the area

Cold waves

15% of expected damage

Above average · higher than 56% of U.S. places

Recorded about 3 times a year in the area

Strong wind

7% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Clinton flood?

Every paid claim on a federal flood insurance policy in Clinton, from FEMA’s records.

1paid claims since 1982

$5Kpaid to owners

0homes flooded more than once

19822026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Clinton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lenawee County.

Disasters that hit Clinton

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Clinton itself: aid to households, or repair grants to the Village of Clinton.

Brought FEMA money into ClintonDeclared for Lenawee County only

1999

Mi - Severe Weather 1/2 /99

$5K to the Village of Clinton for repairs

Lenawee County has had 4 natural disasters declared since 1953, most often winter storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Clinton is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Clinton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Clinton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.