Natural hazards · Clinton

Clinton, MI natural hazards

Most of the natural-hazard damage FEMA expects in Clinton comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 63 claims here since 1981. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Clinton?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Clinton to be higher than in 45% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding56%Tornadoes22%Cold waves15%Everything else8%

By hazard

What Clinton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

56% of expected damage

Above average · higher than 64% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

22% of expected damage

Well above average · higher than 85% of U.S. places

Cold waves

15% of expected damage

Above average · higher than 53% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Clinton flood?

Every paid claim on a federal flood insurance policy in Clinton, from FEMA’s records.

63paid claims since 1981

$1.8Mpaid to owners

7homes flooded more than once

19812026

Biggest named events

Hurricane Ike: 5 claims, $162K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Clinton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Macomb County.

Disasters that hit Clinton

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Clinton itself: aid to households, or repair grants to the Township of Clinton.

Brought FEMA money into ClintonDeclared for Macomb County only

2014

Severe Storms and Flooding

$61K to the Township of Clinton for repairs

2000

Snow

$4K to the Township of Clinton for repairs

1999

Mi - Severe Weather 1/2 /99

$12K to the Township of Clinton for repairs

Macomb County has had 15 natural disasters declared since 1953, most often floods and severe storms.

Around Clinton

Clinton and the towns around it

Very lowLowModerateHighVery high

Macombmostly inland floodingHigh

St. Clair Shoresmostly inland floodingModerate

Harrisonmostly inland floodingModerate

Clintonmostly inland floodingModerate

Sterling Heightsmostly inland floodingModerate

Frasermostly inland floodingLow

Mount Clemensmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Clinton covers 29 census tracts, combined by population.

Money that reached townFlood claims are matched to Clinton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Clinton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Clinton total about $31.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.