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Natural hazards · Clawson

Clawson, MI natural hazards

Most of the natural-hazard damage FEMA expects in Clawson comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 3 claims here since 2014. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Clawson?

21
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Clawson to be higher than in 21% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding46%Tornadoes27%Cold waves17%Everything else10%
By hazard

What Clawson faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

46% of expected damage
Below average · higher than 35% of U.S. places
Recorded about once a year in the area

Tornadoes

27% of expected damage
Well above average · higher than 86% of U.S. places

Cold waves

17% of expected damage
Above average · higher than 52% of U.S. places
Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Clawson flood?

Every paid claim on a federal flood insurance policy in Clawson, from FEMA’s records.

3paid claims since 2014
$10Kpaid to owners
0homes flooded more than once
20142026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Clawson isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Oakland County.
Disasters that hit Clawson

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Clawson itself: aid to households, or repair grants to the City of Clawson.

Brought FEMA money into ClawsonDeclared for Oakland County only
2023

Severe Storms, Tornadoes, and Flooding

26 households applied for aid $49K aid approved
2021

Severe Storms, Flooding, and Tornadoes

8 households applied for aid $1K aid approved
2014

Severe Storms and Flooding

701 households applied for aid $857K aid approved
2004

Severe Storms, Tornadoes, and Flooding

3 households applied for aid $352 aid approved
Oakland County has had 12 natural disasters declared since 1953, most often severe storms and floods.
Around Clawson

Clawson and the towns around it

Royal Oak: Low, mostly inland floodingTroy: Very low, mostly inland floodingHuntington Woods: Moderate, mostly inland floodingMadison Heights: Low, mostly inland floodingBerkley: Low, mostly inland floodingFerndale: Very low, mostly inland floodingHazel Park: Low, mostly inland floodingBirmingham: Low, mostly inland floodingSterling Heights: Moderate, mostly inland floodingRochester Hills: Very low, mostly inland floodingBloomfield: Very low, mostly inland floodingClawson: Low, mostly inland flooding ClawsonRoyal OakTroy
Very lowLowModerateHighVery high
Royal Oakmostly inland floodingLow
Clawsonmostly inland floodingLow
Troymostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Clawson covers 4 census tracts, combined by population.
Money that reached townFlood claims are matched to Clawson’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Clawson. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Clawson total about $2.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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