Natural hazards · Clam Union

Clam Union, MI natural hazards

Most of the natural-hazard damage FEMA expects in Clam Union comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Clam Union?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Clam Union to be higher than in 30% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding59%Cold waves18%Strong wind7%Tornadoes6%Hail5%Everything else6%

By hazard

What Clam Union faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

59% of expected damage

Above average · higher than 53% of U.S. places

Recorded about once every 9 years in the area

Cold waves

18% of expected damage

Below average · higher than 42% of U.S. places

Recorded about 2 times a year in the area

Strong wind

7% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about once a year in the area

Tornadoes

6% of expected damage

Below average · higher than 49% of U.S. places

Recorded about once every 29 years in the area

Hail

5% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Clam Union flood?

FEMA's records show no paid flood insurance claims in Clam Union.

Disasters that hit Clam Union

Federal disasters declared here

None of the disasters declared for Missaukee County shows FEMA aid or repair money reaching Clam Union itself in FEMA’s records.

Brought FEMA money into Clam UnionDeclared for Missaukee County only

Missaukee County has had 5 natural disasters declared since 1953, most often floods and severe storms.

Around Clam Union

Clam Union and the towns around it

Very lowLowModerateHighVery high

Winterfieldmostly inland floodingModerate

Clam Unionmostly inland floodingLow

Hollandmostly inland floodingLow

Aetnamostly inland floodingLow

Riversidemostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Clam Union covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Clam Union’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Clam Union. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Clam Union total about $1.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.