Natural hazards · Chums Corner

Chums Corner, MI natural hazards

Most of the natural-hazard damage FEMA expects in Chums Corner comes from cold waves, and overall the risk is very low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Chums Corner?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Chums Corner to be higher than in 2% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves59%Inland flooding24%Winter weather6%Everything else10%

By hazard

What Chums Corner faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

59% of expected damage

Well below average · higher than 21% of U.S. places

Recorded about once a year in the area

Inland flooding

24% of expected damage

Well below average · higher than 12% of U.S. places

Recorded about once every 2 years in the area

Winter weather

6% of expected damage

Above average · higher than 60% of U.S. places

Recorded about 31 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Chums Corner flood?

FEMA's records show no paid flood insurance claims in Chums Corner.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Chums Corner isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Grand Traverse County.

Disasters that hit Chums Corner

Federal disasters declared here

None of the disasters declared for Grand Traverse County shows FEMA aid or repair money reaching Chums Corner itself in FEMA’s records.

Brought FEMA money into Chums CornerDeclared for Grand Traverse County only

Grand Traverse County has had 4 natural disasters declared since 1953, most often floods and hurricanes.

Around Chums Corner

Chums Corner and the towns around it

Very lowLowModerateHighVery high

Blairmostly cold wavesVery low

Chums Cornermostly cold wavesVery low

Garfieldmostly cold wavesVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Chums Corner is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Chums Corner’s own flood-insurance community; household aid to the registrant’s city; repair grants to Chums Corner. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.