Natural hazards · Centerville

Centerville, MI natural hazards

Most of the natural-hazard damage FEMA expects in Centerville comes from cold waves, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Centerville?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Centerville to be higher than in 21% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves54%Inland flooding39%Everything else8%

By hazard

What Centerville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

54% of expected damage

Below average · higher than 43% of U.S. places

Recorded about once a year in the area

Inland flooding

39% of expected damage

Above average · higher than 50% of U.S. places

Recorded about once every 4 years in the area

Lower here

Coastal floodingHurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Centerville flood?

FEMA's records show no paid flood insurance claims in Centerville.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Centerville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Leelanau County.

Disasters that hit Centerville

Federal disasters declared here

None of the disasters declared for Leelanau County shows FEMA aid or repair money reaching Centerville itself in FEMA’s records.

Brought FEMA money into CentervilleDeclared for Leelanau County only

Leelanau County has had 3 natural disasters declared since 1953, most often hurricanes and winter storms.

Around Centerville

Centerville and the towns around it

Very lowLowModerateHighVery high

Centervillemostly cold wavesLow

Lelandmostly cold wavesLow

Solonmostly cold wavesVery low

Binghammostly cold wavesVery low

Clevelandmostly cold wavesVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Centerville is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Centerville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Centerville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.