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Natural hazards · Cedar Springs

Cedar Springs, MI natural hazards

Most of the natural-hazard damage FEMA expects in Cedar Springs comes from inland flooding, and overall the risk is very low for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Cedar Springs?

13
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cedar Springs to be higher than in 13% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding59%Tornadoes20%Strong wind7%Cold waves6%Heat waves5%Everything else4%
By hazard

What Cedar Springs faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

59% of expected damage
Below average · higher than 27% of U.S. places
Recorded about once a year in the area

Tornadoes

20% of expected damage
Above average · higher than 73% of U.S. places

Strong wind

7% of expected damage
Well above average · higher than 86% of U.S. places
Recorded about 3 times a year in the area

Cold waves

6% of expected damage
Well below average · higher than 20% of U.S. places
Recorded about once a year in the area

Heat waves

5% of expected damage
Below average · higher than 30% of U.S. places
Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Cedar Springs flood?

FEMA's records show no paid flood insurance claims in Cedar Springs.

of all homes
are insured
No community discount. Cedar Springs isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Kent County.
Disasters that hit Cedar Springs

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Cedar Springs itself: aid to households, or repair grants to the City of Cedar Springs.

Brought FEMA money into Cedar SpringsDeclared for Kent County only
2023

Severe Storms, Tornadoes, and Flooding

9 households applied for aid $11K aid approved
2004

Severe Storms, Tornadoes, and Flooding

3 households applied for aid $4K aid approved
2000

Snow

$3K to the City of Cedar Springs for repairs
Kent County has had 11 natural disasters declared since 1953, most often floods and severe storms.
Around Cedar Springs

Cedar Springs and the towns around it

Solon: Very low, mostly inland floodingNelson: Very low, mostly inland floodingTyrone: Very low, mostly inland floodingAlgoma: Low, mostly inland floodingEnsley: Very low, mostly inland floodingSpencer: Very low, mostly inland floodingCourtland: Low, mostly inland floodingPierson: Very low, mostly inland floodingCedar Springs: Very low, mostly inland flooding Cedar SpringsSolonNelson
Very lowLowModerateHighVery high
Solonmostly inland floodingVery low
Cedar Springsmostly inland floodingVery low
Nelsonmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cedar Springs covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Cedar Springs’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Cedar Springs. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Cedar Springs total about $955K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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