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Natural hazards · Caledonia

Caledonia, MI natural hazards

Most of the natural-hazard damage FEMA expects in Caledonia comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 2 claims here since 2021. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Caledonia?

11
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Caledonia to be higher than in 11% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding48%Tornadoes28%Strong wind10%Cold waves6%Heat waves5%Everything else4%
By hazard

What Caledonia faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage
Well below average · higher than 17% of U.S. places
Recorded about once a year in the area

Tornadoes

28% of expected damage
Well above average · higher than 85% of U.S. places

Strong wind

10% of expected damage
Well above average · higher than 87% of U.S. places
Recorded about 3 times a year in the area

Cold waves

6% of expected damage
Well below average · higher than 20% of U.S. places
Recorded about once a year in the area

Heat waves

5% of expected damage
Below average · higher than 30% of U.S. places
Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Caledonia flood?

Every paid claim on a federal flood insurance policy in Caledonia, from FEMA’s records.

2paid claims since 2021
$85Kpaid to owners
0homes flooded more than once
20212026
of all homes
are insured
No community discount. Caledonia isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Kent County.
Disasters that hit Caledonia

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Caledonia itself: aid to households, or repair grants to the Village of Caledonia.

Brought FEMA money into CaledoniaDeclared for Kent County only
2023

Severe Storms, Tornadoes, and Flooding

9 households applied for aid $18K aid approved
2013

Flooding

$8K to the Village of Caledonia for repairs
2004

Severe Storms, Tornadoes, and Flooding

2 households applied for aid $727 aid approved
2000

Snow

$3K to the Village of Caledonia for repairs
1999

Mi - Severe Weather 1/2 /99

$2K to the Village of Caledonia for repairs
Kent County has had 11 natural disasters declared since 1953, most often floods and severe storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Caledonia covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Caledonia’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Village of Caledonia. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Caledonia total about $1.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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