Natural hazards · Caledonia

Caledonia, MI natural hazards

Most of the natural-hazard damage FEMA expects in Caledonia comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Caledonia?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Caledonia to be higher than in 21% of U.S. communities, mostly from inland flooding.

Inland flooding74%Cold waves11%Everything else15%

By hazard

What Caledonia faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

74% of expected damage

Below average · higher than 48% of U.S. places

Recorded about once every 7 years in the area

Cold waves

11% of expected damage

Below average · higher than 48% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Caledonia flood?

FEMA's records show no paid flood insurance claims in Caledonia.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Caledonia isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Alcona County.

Disasters that hit Caledonia

Federal disasters declared here

None of the disasters declared for Alcona County shows FEMA aid or repair money reaching Caledonia itself in FEMA’s records.

Brought FEMA money into CaledoniaDeclared for Alcona County only

Alcona County has had 7 natural disasters declared since 1953, most often floods and winter storms.

Around Caledonia

Caledonia and the towns around it

Very lowLowModerateHighVery high

Alconamostly inland floodingModerate

Ossinekemostly inland floodingLow

Caledoniamostly inland floodingLow

Mitchellmostly inland floodingLow

Sanbornmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Caledonia is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Caledonia’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Caledonia. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.