Natural hazards · Byron

Byron, MI natural hazards

Most of the natural-hazard damage FEMA expects in Byron comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 2 claims here since 2026.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Byron?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Byron to be higher than in 12% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding48%Tornadoes28%Strong wind9%Cold waves6%Heat waves6%Everything else4%

By hazard

What Byron faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage

Well below average · higher than 20% of U.S. places

Recorded about once a year in the area

Tornadoes

28% of expected damage

Well above average · higher than 83% of U.S. places

Strong wind

9% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 3 times a year in the area

Cold waves

6% of expected damage

Well below average · higher than 20% of U.S. places

Recorded about once a year in the area

Heat waves

6% of expected damage

Below average · higher than 30% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Byron flood?

Every paid claim on a federal flood insurance policy in Byron, from FEMA’s records.

2paid claims since 2026

$11Kpaid to owners

0homes flooded more than once

20262026

Biggest named events

2026-04-Flooding: 1 claim, $6K

of all homes
are insured

No community discount. Byron isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Kent County.

Disasters that hit Byron

Federal disasters declared here

None of the disasters declared for Kent County shows FEMA aid or repair money reaching Byron itself in FEMA’s records.

Brought FEMA money into ByronDeclared for Kent County only

Kent County has had 11 natural disasters declared since 1953, most often floods and severe storms.

Around Byron

Byron and the towns around it

Very lowLowModerateHighVery high

Dorrmostly inland floodingLow

Byronmostly inland floodingVery low

Jamestownmostly inland floodingVery low

Wyomingmostly inland floodingVery low

Gainesmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Byron covers 5 census tracts, combined by population.

Money that reached townFlood claims are matched to Byron’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Byron. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Byron total about $5.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.