Natural hazards · Butman

Butman, MI natural hazards

Most of the natural-hazard damage FEMA expects in Butman comes from inland flooding, and overall the risk is very low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Butman?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Butman to be higher than in 13% of U.S. communities, mostly from inland flooding.

Inland flooding63%Cold waves15%Strong wind7%Tornadoes7%Everything else9%

By hazard

What Butman faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

63% of expected damage

Below average · higher than 29% of U.S. places

Recorded about once every 3 years in the area

Cold waves

15% of expected damage

Below average · higher than 48% of U.S. places

Recorded about 2 times a year in the area

Strong wind

7% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

7% of expected damage

Above average · higher than 52% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Butman flood?

FEMA's records show no paid flood insurance claims in Butman.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Butman isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Gladwin County.

Disasters that hit Butman

Federal disasters declared here

None of the disasters declared for Gladwin County shows FEMA aid or repair money reaching Butman itself in FEMA’s records.

Brought FEMA money into ButmanDeclared for Gladwin County only

Gladwin County has had 9 natural disasters declared since 1953, most often severe storms and floods.

Around Butman

Butman and the towns around it

Very lowLowModerateHighVery high

Gladwinmostly inland floodingLow

Clementmostly inland floodingLow

Shermanmostly inland floodingLow

Butmanmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Butman covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Butman’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Butman. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Butman total about $512K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.