Natural hazards · Burt

Burt, MI natural hazards

Most of the natural-hazard damage FEMA expects in Burt comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Burt?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Burt to be higher than in 62% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding56%Cold waves19%Tornadoes13%Everything else12%

By hazard

What Burt faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

56% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once a year in the area

Cold waves

19% of expected damage

Above average · higher than 53% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

13% of expected damage

Above average · higher than 67% of U.S. places

Recorded about once every 68 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Burt flood?

FEMA's records show no paid flood insurance claims in Burt.

of all homes
are insured

No community discount. Burt isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Saginaw County.

Disasters that hit Burt

Federal disasters declared here

None of the disasters declared for Saginaw County shows FEMA aid or repair money reaching Burt itself in FEMA’s records.

Brought FEMA money into BurtDeclared for Saginaw County only

Saginaw County has had 16 natural disasters declared since 1953, most often floods and severe storms.

Around Burt

Burt and the towns around it

Very lowLowModerateHighVery high

Burtmostly inland floodingHigh

Taymouthmostly inland floodingHigh

Montrosemostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Burt is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Burt’s own flood-insurance community; household aid to the registrant’s city; repair grants to Burt. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.