Natural hazards · Bunker Hill

Bunker Hill, MI natural hazards

Most of the natural-hazard damage FEMA expects in Bunker Hill comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bunker Hill?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bunker Hill to be higher than in 30% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding43%Tornadoes25%Cold waves13%Strong wind11%Everything else9%

By hazard

What Bunker Hill faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

43% of expected damage

Below average · higher than 33% of U.S. places

Recorded about once every 3 years in the area

Tornadoes

25% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about once every 33 years in the area

Cold waves

13% of expected damage

Above average · higher than 50% of U.S. places

Recorded about 2 times a year in the area

Strong wind

11% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 6 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bunker Hill flood?

FEMA's records show no paid flood insurance claims in Bunker Hill.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Bunker Hill isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Ingham County.

Disasters that hit Bunker Hill

Federal disasters declared here

None of the disasters declared for Ingham County shows FEMA aid or repair money reaching Bunker Hill itself in FEMA’s records.

Brought FEMA money into Bunker HillDeclared for Ingham County only

Ingham County has had 8 natural disasters declared since 1953, most often winter storms and floods.

Around Bunker Hill

Bunker Hill and the towns around it

Very lowLowModerateHighVery high

Henriettamostly inland floodingModerate

Bunker Hillmostly inland floodingLow

Lesliemostly inland floodingLow

Inghammostly inland floodingLow

Stockbridgemostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bunker Hill covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Bunker Hill’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Bunker Hill. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Bunker Hill total about $720K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.