Natural hazards · Bridgewater

Bridgewater, MI natural hazards

Most of the natural-hazard damage FEMA expects in Bridgewater comes from inland flooding, and overall the risk is very low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bridgewater?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bridgewater to be higher than in 18% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding53%Tornadoes21%Cold waves10%Strong wind7%Everything else9%

By hazard

What Bridgewater faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

53% of expected damage

Below average · higher than 26% of U.S. places

Recorded about once a year in the area

Tornadoes

21% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once every 18 years in the area

Cold waves

10% of expected damage

Above average · higher than 73% of U.S. places

Recorded about 3 times a year in the area

Strong wind

7% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 6 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bridgewater flood?

FEMA's records show no paid flood insurance claims in Bridgewater.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Bridgewater isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Washtenaw County.

Disasters that hit Bridgewater

Federal disasters declared here

None of the disasters declared for Washtenaw County shows FEMA aid or repair money reaching Bridgewater itself in FEMA’s records.

Brought FEMA money into BridgewaterDeclared for Washtenaw County only

Washtenaw County has had 9 natural disasters declared since 1953, most often winter storms and floods.

Around Bridgewater

Bridgewater and the towns around it

Very lowLowModerateHighVery high

Clintonmostly inland floodingLow

Manchestermostly inland floodingLow

Bridgewatermostly inland floodingVery low

Salinemostly inland floodingVery low

Freedommostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bridgewater is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Bridgewater’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Bridgewater. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.