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Natural hazards · Brant

Brant, MI natural hazards

Most of the natural-hazard damage FEMA expects in Brant comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 3 claims here since 2008. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Brant?

58
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Brant to be higher than in 58% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding56%Cold waves18%Tornadoes13%Strong wind5%Everything else7%
By hazard

What Brant faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

56% of expected damage
Well above average · higher than 78% of U.S. places
Recorded about once a year in the area

Cold waves

18% of expected damage
Above average · higher than 53% of U.S. places
Recorded about 3 times a year in the area

Tornadoes

13% of expected damage
Above average · higher than 68% of U.S. places
Recorded about once every 65 years in the area

Strong wind

5% of expected damage
Well above average · higher than 95% of U.S. places
Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Brant flood?

Every paid claim on a federal flood insurance policy in Brant, from FEMA’s records.

3paid claims since 2008
$38Kpaid to owners
0homes flooded more than once
20082026
of all homes
are insured
No community discount. Brant isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Saginaw County.
Disasters that hit Brant

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Brant itself: aid to households, or repair grants to the Township of Brant.

Brought FEMA money into BrantDeclared for Saginaw County only
2026

Severe Storms, Tornadoes, and Flooding

1 household applied for aid
2004

Severe Storms, Tornadoes, and Flooding

2 households applied for aid $780 aid approved
Saginaw County has had 16 natural disasters declared since 1953, most often floods and severe storms.
Around Brant

Brant and the towns around it

St. Charles: Moderate, mostly inland floodingMarion: Moderate, mostly inland floodingFremont: Moderate, mostly inland floodingSt. Charles: Moderate, mostly inland floodingBrady: Moderate, mostly inland floodingSwan Creek: Moderate, mostly inland floodingAlbee: Moderate, mostly inland floodingChesaning: Low, mostly inland floodingChapin: Moderate, mostly inland floodingHamilton: High, mostly inland floodingLakefield: Moderate, mostly inland floodingRichland: Low, mostly inland floodingRush: Low, mostly inland floodingBrant: Moderate, mostly inland flooding BrantSt. CharlesMarionFremontSt. CharlesBrady
Very lowLowModerateHighVery high
Brantmostly inland floodingModerate
Fremontmostly inland floodingModerate
St. Charlesmostly inland floodingModerate
St. Charlesmostly inland floodingModerate
Marionmostly inland floodingModerate
Bradymostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Brant covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Brant’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Brant. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Brant total about $589K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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