Natural hazards · Brandon

Brandon, MI natural hazards

Most of the natural-hazard damage FEMA expects in Brandon comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Brandon?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Brandon to be higher than in 23% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding48%Tornadoes27%Cold waves16%Everything else9%

By hazard

What Brandon faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage

Below average · higher than 38% of U.S. places

Recorded about once a year in the area

Tornadoes

27% of expected damage

Well above average · higher than 87% of U.S. places

Cold waves

16% of expected damage

Above average · higher than 52% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Brandon flood?

FEMA's records show no paid flood insurance claims in Brandon.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Brandon isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Oakland County.

Disasters that hit Brandon

Federal disasters declared here

None of the disasters declared for Oakland County shows FEMA aid or repair money reaching Brandon itself in FEMA’s records.

Brought FEMA money into BrandonDeclared for Oakland County only

Oakland County has had 12 natural disasters declared since 1953, most often severe storms and floods.

Around Brandon

Brandon and the towns around it

Very lowLowModerateHighVery high

Hadleymostly inland floodingLow

Brandonmostly inland floodingLow

Grovelandmostly inland floodingVery low

Independencemostly inland floodingVery low

Oxfordmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Brandon covers 4 census tracts, combined by population.

Money that reached townFlood claims are matched to Brandon’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Brandon. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Brandon total about $4.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.