Natural hazards · Blumfield

Blumfield, MI natural hazards

Most of the natural-hazard damage FEMA expects in Blumfield comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Blumfield?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Blumfield to be higher than in 70% of U.S. communities, mostly from inland flooding.

Inland flooding71%Cold waves10%Tornadoes8%Everything else10%

By hazard

What Blumfield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

71% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once a year in the area

Cold waves

10% of expected damage

Above average · higher than 53% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

8% of expected damage

Above average · higher than 65% of U.S. places

Recorded about once every 70 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Blumfield flood?

FEMA's records show no paid flood insurance claims in Blumfield.

of all homes
are insured

No community discount. Blumfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Saginaw County.

Disasters that hit Blumfield

Federal disasters declared here

None of the disasters declared for Saginaw County shows FEMA aid or repair money reaching Blumfield itself in FEMA’s records.

Brought FEMA money into BlumfieldDeclared for Saginaw County only

Saginaw County has had 16 natural disasters declared since 1953, most often floods and severe storms.

Around Blumfield

Blumfield and the towns around it

Very lowLowModerateHighVery high

Blumfieldmostly inland floodingHigh

Denmarkmostly inland floodingHigh

Frankenmuthmostly inland floodingModerate

Merrittmostly inland floodingModerate

Buena Vistamostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Blumfield covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Blumfield’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Blumfield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Blumfield total about $1.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.