Natural hazards · Bloomer

Bloomer, MI natural hazards

Most of the natural-hazard damage FEMA expects in Bloomer comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bloomer?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bloomer to be higher than in 30% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding40%Tornadoes22%Strong wind19%Cold waves10%Everything else9%

By hazard

What Bloomer faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

40% of expected damage

Below average · higher than 35% of U.S. places

Recorded about once every 3 years in the area

Tornadoes

22% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about once every 26 years in the area

Strong wind

19% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 4 times a year in the area

Cold waves

10% of expected damage

Below average · higher than 48% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bloomer flood?

FEMA's records show no paid flood insurance claims in Bloomer.

of all homes
are insured

No community discount. Bloomer isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Montcalm County.

Disasters that hit Bloomer

Federal disasters declared here

None of the disasters declared for Montcalm County shows FEMA aid or repair money reaching Bloomer itself in FEMA’s records.

Brought FEMA money into BloomerDeclared for Montcalm County only

Montcalm County has had 10 natural disasters declared since 1953, most often floods and winter storms.

Around Bloomer

Bloomer and the towns around it

Very lowLowModerateHighVery high

North Shademostly inland floodingModerate

North Plainsmostly inland floodingModerate

Bloomermostly inland floodingLow

Carson Citymostly inland floodingLow

Bushnellmostly inland floodingLow

Crystalmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bloomer covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Bloomer’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Bloomer. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Bloomer total about $2.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.