Housing in Big Creek

A typical Big Creek home is worth roughly $112,000

#5Lowest property tax in MI #5Vacation-home towns in MI #28Cheapest rent in MI #32Most affordable in MI All MI rankings →

Typical home value

$112K

MI $266K

Estimate

2-bedroom rent

$990

a month, utilities in · HUD

Median tax bill

$1,032

MI $2,904

What kind of housing town is Big Creek?

Read from the numbers below. The page puts what stands out first.

Your money goes further58% below the Michigan typical home.A second-home town45% of homes are seasonal or vacation homes.Low tax bills#5 of 719 in MI for the lowest property tax bills.Rent is cheap#28 in MI for the cheapest rent.

★ What stands out · Affordability

A typical home costs 2.3 years of income

Less than across Michigan (3.7 years). Try your own numbers below.

You could afford about

$186,000

Typical Big Creek home $112K

That covers a typical Big Creek home, with $75K to spare.

The typical home, each month

$670

Loan $550Tax $90Insurance $30

A two-bedroom rents for about $990 a month here, $320 more than owning.

Where your budget reaches nearby

South Branch$133K Mentor$113K Greenwood$143K Elmer$173K Foster$150K

How Big Creek ranks on affordability →

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Big Creek’s typical property tax (0.92% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

The homes

88% of Big Creek households own their home

Half of Big Creek’s homes were built before 1969.

Owners and renters

Own 88%Rent 12%

Michigan: 73% own.

1969

typical home built · MI 1972

$1,032

median property tax bill · MI $2,904

0.92%

of a home’s value, a year in tax · MI 1.25%

45%

of homes are seasonal or vacation homes

U.S. Census Bureau, American Community Survey 2020-2024.

Renting

A two-bedroom rents for about $990

Renters already here pay a median of $683, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$700

1 bedroom$790

2 bedrooms$990

3 bedrooms$1,300

4 bedrooms$1,400

12%

of households rent · MI 27%

147

renter households

19%

of renters spend 30%+ of income on rent · MI 50%

25%

of the median income, for a two-bedroom

$683

median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Oscoda County, MI): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

Next door

Big Creek vs. its neighbors

Big Creek is the least expensive of 6 neighboring towns. Tap one to see its housing page.

Elmer$173K Foster$150K Greenwood$143K South Branch$133K Mentor$113K Big Creek$112K

Compare more

Town	Typical value	1-yr change	2-bed rent	Median income
Big Creek	$112K*	—	$990	$48,438
South Branch	$133K	+2.8%	$1,030	$52,292
Mentor	$113K*	+11.9%†	$980	$42,500
Greenwood	$143K*	+15.1%†	$1,100	$44,625
Elmer	$173K*	+13.5%†	$1,040	$62,386
Foster	$150K*	+7.8%†	$980	$55,385

Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.

Neighbors talk housing

What Big Creek buyers, sellers and renters are saying.

Town Square →

Weigh in

Is Big Creek still affordable for young families?

Your answer becomes a post in Town Square.

Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.