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Natural hazards · Beverly Hills

Beverly Hills, MI natural hazards

Most of the natural-hazard damage FEMA expects in Beverly Hills comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 4 claims here since 1981. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Beverly Hills?

25
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Beverly Hills to be higher than in 25% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding53%Tornadoes24%Cold waves13%Everything else9%
By hazard

What Beverly Hills faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

53% of expected damage
Below average · higher than 41% of U.S. places
Recorded about once a year in the area

Tornadoes

24% of expected damage
Well above average · higher than 86% of U.S. places

Cold waves

13% of expected damage
Above average · higher than 52% of U.S. places
Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Beverly Hills flood?

Every paid claim on a federal flood insurance policy in Beverly Hills, from FEMA’s records.

4paid claims since 1981
$69Kpaid to owners
0homes flooded more than once
19812026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Beverly Hills isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Oakland County.
Disasters that hit Beverly Hills

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Beverly Hills itself: aid to households, or repair grants to the Village of Beverly Hills.

Brought FEMA money into Beverly HillsDeclared for Oakland County only
2023

Severe Storms, Tornadoes, and Flooding

42 households applied for aid $98K aid approved
2021

Severe Storms, Flooding, and Tornadoes

2 households applied for aid
2014

Severe Storms and Flooding

17 households applied for aid $4K aid approved
2004

Severe Storms, Tornadoes, and Flooding

6 households applied for aid $816 aid approved
Oakland County has had 12 natural disasters declared since 1953, most often severe storms and floods.
Around Beverly Hills

Beverly Hills and the towns around it

Southfield: Low, mostly inland floodingSouthfield: Very low, mostly inland floodingBingham Farms: Very low, mostly inland floodingBloomfield: Very low, mostly inland floodingFranklin: Very low, mostly inland floodingOak Park: Low, mostly inland floodingFarmington Hills: Very low, mostly inland floodingDetroit: Low, mostly inland floodingBirmingham: Low, mostly inland floodingPontiac: Very low, mostly inland floodingBloomfield Hills: Very low, mostly inland floodingWest Bloomfield: Very low, mostly inland floodingTroy: Very low, mostly inland floodingAuburn Hills: Very low, mostly inland floodingBeverly Hills: Low, mostly inland flooding Beverly HillsSouthfieldSouthfieldBingham FarmsBloomfield
Very lowLowModerateHighVery high
Beverly Hillsmostly inland floodingLow
Southfieldmostly inland floodingLow
Bloomfieldmostly inland floodingVery low
Southfieldmostly inland floodingVery low
Bingham Farmsmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Beverly Hills covers 3 census tracts, combined by population.
Money that reached townFlood claims are matched to Beverly Hills’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Beverly Hills. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Beverly Hills total about $3.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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