Natural hazards · Bergland

Bergland, MI natural hazards

Most of the natural-hazard damage FEMA expects in Bergland comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bergland?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bergland to be higher than in 23% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding59%Cold waves23%Strong wind8%Everything else10%

By hazard

What Bergland faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

59% of expected damage

Above average · higher than 52% of U.S. places

Recorded about once every 4 years in the area

Cold waves

23% of expected damage

Above average · higher than 58% of U.S. places

Recorded about 4 times a year in the area

Strong wind

8% of expected damage

Above average · higher than 60% of U.S. places

Recorded about once a year in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherHeat wavesWildfireLandslidesLightningDrought

Not a risk here

HurricanesEarthquakesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bergland flood?

FEMA's records show no paid flood insurance claims in Bergland.

of all homes
are insured

No community discount. Bergland isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Ontonagon County.

Disasters that hit Bergland

Federal disasters declared here

None of the disasters declared for Ontonagon County shows FEMA aid or repair money reaching Bergland itself in FEMA’s records.

Brought FEMA money into BerglandDeclared for Ontonagon County only

Ontonagon County has had 6 natural disasters declared since 1953, most often floods and hurricanes.

Around Bergland

Bergland and the towns around it

Very lowLowModerateHighVery high

Berglandmostly inland floodingLow

Carp Lakemostly inland floodingLow

Matchwoodmostly inland floodingLow

Mareniscomostly inland floodingVery low

Wakefieldmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bergland covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Bergland’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Bergland. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Bergland total about $899K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.