Natural hazards · Bearinger

Bearinger, MI natural hazards

Most of the natural-hazard damage FEMA expects in Bearinger comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bearinger?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bearinger to be higher than in 40% of U.S. communities, mostly from inland flooding.

Inland flooding83%Cold waves6%Lightning6%Everything else5%

By hazard

What Bearinger faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

83% of expected damage

Above average · higher than 70% of U.S. places

Recorded about once every 100 years in the area

Cold waves

6% of expected damage

Above average · higher than 52% of U.S. places

Recorded about 2 times a year in the area

Lightning

6% of expected damage

Below average · higher than 46% of U.S. places

Lower here

Coastal floodingHurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong wind

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bearinger flood?

FEMA's records show no paid flood insurance claims in Bearinger.

Disasters that hit Bearinger

Federal disasters declared here

None of the disasters declared for Presque Isle County shows FEMA aid or repair money reaching Bearinger itself in FEMA’s records.

Brought FEMA money into BearingerDeclared for Presque Isle County only

Presque Isle County has had 5 natural disasters declared since 1953, most often floods and ice storms.

Around Bearinger

Bearinger and the towns around it

Very lowLowModerateHighVery high

Grantmostly inland floodingModerate

Bentonmostly inland floodingModerate

Bearingermostly inland floodingModerate

North Allismostly inland floodingModerate

Ocqueocmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bearinger is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Bearinger’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Bearinger. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.