Natural hazards · Bath

Bath, MI natural hazards

Most of the natural-hazard damage FEMA expects in Bath comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bath?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bath to be higher than in 34% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding36%Tornadoes28%Strong wind17%Cold waves13%Everything else7%

By hazard

What Bath faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

36% of expected damage

Below average · higher than 33% of U.S. places

Recorded about once every 3 years in the area

Tornadoes

28% of expected damage

Well above average · higher than 92% of U.S. places

Strong wind

17% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 6 times a year in the area

Cold waves

13% of expected damage

Above average · higher than 51% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bath flood?

FEMA's records show no paid flood insurance claims in Bath.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Bath isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Clinton County.

Disasters that hit Bath

Federal disasters declared here

None of the disasters declared for Clinton County shows FEMA aid or repair money reaching Bath itself in FEMA’s records.

Brought FEMA money into BathDeclared for Clinton County only

Clinton County has had 8 natural disasters declared since 1953, most often winter storms and severe storms.

Around Bath

Bath and the towns around it

Very lowLowModerateHighVery high

Victormostly inland floodingModerate

East Lansingmostly inland floodingLow

Bathmostly inland floodingLow

DeWittmostly inland floodingLow

Meridianmostly inland floodingLow

Woodhullmostly cold wavesLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bath covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Bath’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Bath. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Bath total about $2.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.