Natural hazards · Auburn

Auburn, MI natural hazards

Most of the natural-hazard damage FEMA expects in Auburn comes from inland flooding, and overall the risk is low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Auburn?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Auburn to be higher than in 39% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding49%Cold waves19%Tornadoes16%Strong wind9%Everything else8%

By hazard

What Auburn faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage

Above average · higher than 55% of U.S. places

Recorded about once a year in the area

Cold waves

19% of expected damage

Above average · higher than 54% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

16% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about once every 75 years in the area

Strong wind

9% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Auburn flood?

FEMA's records show no paid flood insurance claims in Auburn.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Auburn isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Bay County.

What’s been done with FEMA grants

22homes raised above flood level

4flood-prone properties bought out and cleared

Disasters that hit Auburn

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Auburn itself: aid to households, or repair grants to the City of Auburn.

Brought FEMA money into AuburnDeclared for Bay County only

2017

Severe Storms and Flooding

46 households applied for aid $71K aid approved

2000

Snow

$2K to the City of Auburn for repairs

Bay County has had 12 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Auburn is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Auburn’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Auburn. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.