Natural hazards · Au Train

Au Train, MI natural hazards

Most of the natural-hazard damage FEMA expects in Au Train comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 2 claims here since 2022.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Au Train?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Au Train to be higher than in 34% of U.S. communities, mostly from inland flooding and lightning.

Inland flooding58%Lightning17%Cold waves12%Hail7%Everything else6%

By hazard

What Au Train faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage

Above average · higher than 59% of U.S. places

Recorded about once every 6 years in the area

Lightning

17% of expected damage

Above average · higher than 52% of U.S. places

Cold waves

12% of expected damage

Above average · higher than 50% of U.S. places

Recorded about 2 times a year in the area

Hail

7% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once a year in the area

Lower here

TornadoesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Au Train flood?

Every paid claim on a federal flood insurance policy in Au Train, from FEMA’s records.

2paid claims since 2022

$16Kpaid to owners

0homes flooded more than once

20222026

of all homes
are insured

No community discount. Au Train isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Alger County.

Disasters that hit Au Train

Federal disasters declared here

None of the disasters declared for Alger County shows FEMA aid or repair money reaching Au Train itself in FEMA’s records.

Brought FEMA money into Au TrainDeclared for Alger County only

Alger County has had 3 natural disasters declared since 1953, most often hurricanes and winter storms.

Around Au Train

Au Train and the towns around it

Very lowLowModerateHighVery high

Au Trainmostly inland floodingLow

Mathiasmostly inland floodingLow

Rock Rivermostly inland floodingLow

Limestonemostly inland floodingLow

Grand Islandmostly inland floodingLow

Onotamostly inland floodingLow

Munisingmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Au Train covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Au Train’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Au Train. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Au Train total about $1.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.