Natural hazards · Almira

Almira, MI natural hazards

Most of the natural-hazard damage FEMA expects in Almira comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 1 claim here since 2020.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Almira?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Almira to be higher than in 11% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding48%Cold waves39%Winter weather5%Everything else7%

By hazard

What Almira faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage

Below average · higher than 35% of U.S. places

Recorded about once every 6 years in the area

Cold waves

39% of expected damage

Well below average · higher than 18% of U.S. places

Recorded about once a year in the area

Winter weather

5% of expected damage

Above average · higher than 59% of U.S. places

Recorded about 30 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Almira flood?

Every paid claim on a federal flood insurance policy in Almira, from FEMA’s records.

1paid claims since 2020

$35Kpaid to owners

0homes flooded more than once

20202026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Almira isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Benzie County.

Disasters that hit Almira

Federal disasters declared here

None of the disasters declared for Benzie County shows FEMA aid or repair money reaching Almira itself in FEMA’s records.

Brought FEMA money into AlmiraDeclared for Benzie County only

Benzie County has had 4 natural disasters declared since 1953, most often floods and hurricanes.

Around Almira

Almira and the towns around it

Very lowLowModerateHighVery high

Plattemostly inland floodingLow

Inlandmostly inland floodingLow

Homesteadmostly inland floodingLow

Long Lakemostly cold wavesVery low

Almiramostly inland floodingVery low

Kassonmostly cold wavesVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Almira covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Almira’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Almira. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Almira total about $1.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.